90% of Americans have heard of Aflac thanks to the popularity of the infamous Aflac duck, however most people do not quite know what Aflac does. They know it has something to do with insurance, but what kind of insurance? Aflac benefits are designed to pay CASH directly to the policyholder on top of any other insurance you may currently have such as medical insurance. You may use the benefits however you see fit; to pay for your regular bills like your rent, car payments, electricity, etc.